WebJul 12, 2024 · Auxiliary private structures is just another way of saying other structures. Other structures coverage pays for damage to other structures on your property that are not connected to the dwelling. This could mean a: Other structures coverage is also referred to as coverage D. It usually covers 10% of the limit to coverage A (the dwelling). WebFor example, if your dwelling limit is $400,000, your other structures insurance coverage would be $40,000. If your Coverage B amount wouldn't sufficiently pay to repair or replace …

What Is Dwelling Coverage? - Business Insider

WebSheds. Barns. Fences. Driveways. Retaining walls. Swimming pools. Gazebos. Additional structures that are not part of the house. Always remember to review your other structures coverage limits after you’ve made certain improvements to your home (like adding fencing or building a small shed). Other structures coverage is the part of your homeowners insurance that covers damage to structures that aren't attached to your house. This coverage — along dwelling coverage for your home, and personal property coveragefor your belongings — make up the section of your policy that covers damage or loss … See more Other structures on your property are protected against the same disasters and losses as your house is, including fire, theft, windstorms, and hail damage. A … See more Homeowners insurance won't cover your home or other structures if they're damaged by any peril that's specifically listed in your policy. Some common home … See more For an additional layer of protection for detached structures on your property, look into the following and adjust your coverage where needed. See more community christian mineral wells

Other Structures Coverage: What You Should Know - Assurance IQ

WebMar 2, 2024 · Example 1: A tornado destroys your roof. With dwelling coverage, your insurance company will pay to replace the roof. Example 2: Your garage catches fire. Your insurance carrier will pay to rebuild it if you have dwelling coverage. But if your garage was detached, you’d need something called other structures coverage (more on that in a … WebIn standard policies, other structures on your property are typically covered up to 10% of your dwelling limit. For example, if your dwelling coverage is $250,000, your other … WebAdditional Information. Examples include a detached garage, toolshed, driveway, swimming pool, gazebo, or fence. The limit of insurance for all other structures combined is 10 … community christian preschool hemet